commercial mortgages illinois chicago bankruptcy

Welcome to ExpertFinancing.com
"
The Chicagoland’s Certified Mortgage Planning Specialist & Enrolled Actuary"

Jim Chelmowski, CMPS, EA
847-768-0000

The Chicagoland Premier Mortgage &
Real Estate Financing Solutions Website
Residential & Commercial Financing


Our goal is to provide valuable financial solutions specialized to the needs of our clients through our unique methodology, Comprehensive Financial Development Solutions.

Build on a foundation of financial and actuarial excellence, our methodology combines asset optimization, risk mitigation, debt and credit management into a holistic financial strategy.

We assist our clients in identifying financial strengths, weaknesses and opportunities and give them the strategies they require to achieve their financial goals.

Using our Comprehensive Financial Development Solutions methodology, we also develop financial strategies uniquely tailored to individuals and couples. 


The Chicagoland Certified Mortgage Planning Specialist and Enrolled Actuary can help you purchase, refinance your mortgage or obtain a home equity loan. We also refer services for Realtors, CPA's, Financial Planners, Insurance Agents, Taxation Professionals, Legal Professionals and more, throughout Chicagoland area.


Click Below for More Info



 Jim's Daily Blog














Mortgage News:
 
MBS OPEN: Speculative Signs of Reversal in Benchmarks
3/11/2010 7:52 AM

Posted To: MBS Commentary

Good Morning. A nationwide strike has essentially shut down Greece. From the AP : "Thursday's strike — the second in a week — brought the country to a virtual standstill, grounding all flights and bringing public transport to a halt. State hospitals were left w...Read More
 
The Day Ahead: Chinese Inflation Drives Domestic Stocks Lower
3/11/2010 7:21 AM

Posted To: MND NewsWire

Speculation that China may have to tighten its economic policy is pulling investor sentiment lower this morning. Amid positive data on industrial production and retail sales, Chinese CPI climbed 2.7% in February, indicating that the central bank may have to take a more serious approach to slow down...Read More
 
MBS CLOSE: What Can Today Tell Us About Tomorrow?
3/10/2010 4:13 PM

Posted To: MBS Commentary

This is always the question right? I mean, after all, we already know what is available on our rate sheets at the moment, but the most valuable question always asks for tomorrow's MBS prices today. Forgetting for a moment that you'll usually LOSE more money thinking that wa...Read More
 
Mortgage Rates Rise Ahead of Treasury Auction. Fail to Recover Afterward
3/10/2010 3:48 PM

Posted To: Mortgage Rate Watch

Much like Monday, yesterday was a data-less day in the marketplace, leaving me at a loss for words and new guidance. Mortgage-backed securities prices did managed to move higher following a very strong 3 year Treasury debt auction, unfortunately MBS price appreciations were not str...Read More
 
MBS AFTERNOON: Mortgages Playing Follow the Leader with Benchmarks
3/10/2010 2:23 PM

Posted To: MBS Commentary

Heading into the 5pm "what a slow day in the mortgage market" marking period... The FN 4.0 is -0-03 at 98-01 yielding 4.189% and the FN 4.5 is flat on the day at 101 the rock yielding 4.39%. The secondary market current coupon is 4.33%. The CC yield is 61bps over the 10yr...Read More
 
FICO: Americans More Likely to Default on Mortgages than Credit Cards
3/10/2010 1:26 PM

Posted To: MND NewsWire

American consumers are now defaulting on their mortgages in even greater numbers than they are walking away from credit card debt. According to FICO's® Score Trends Service, this is a phenomenon that is historically unique. FICO said the mortgage default risk for consumers with high FICO sc...Read More
 
MBS LUNCH: 10 Year Treasury Auction Results and Reactions
3/10/2010 12:08 PM

Posted To: MBS Commentary

10 year auction has impressive demand, but at higher rates. 3.45 Bid To Cover, but 3.735 % high yield with 70.94% of the bids at high yield MBS and Treasuries both slightly better on the announcement 4.5's are now down only 2 ticks on the day at 100-29 and 10yr yields are back ...Read More
 
Loan Demand Stagnates. Only One Bright Spot in the Production Slowdown
3/10/2010 11:09 AM

Posted To: MND NewsWire

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending March 5, 2010. The survey covers over 50 percent of all US residential mortgage loan applications taken by mortgage bankers, commercial banks, and thrifts. The data gives economists a l...Read More
 
MBS MORNING: Losing Ground As Benchmarks Back Up
3/10/2010 11:05 AM

Posted To: MBS Commentary

4.5 MBS down 6 ticks to 100-26 10yr Tsy about 5bps higher at 3.743 (vs. 5pm yesterday) Wholesale Trade Improves from -.8% to -.2%, but misses expectation of +.2%, no one cares Pre-Auction Concession + range dynamics weigh on 10's, MBS follow The movements in bonds this AM tells...Read More
 
Underwriters: Loan Quality Still in Need of Improvement; Interesting FICO Score Data; Will the Fed sell their MBS Holdings?
3/10/2010 10:22 AM

Posted To: Pipeline Press

At the last company Christmas party, loan agents lined up on one side of the room and the underwriters on the other side. The loan agents throw fire cracker at the underwriters...and the underwriters lit them and threw them back. A long-time underwriter wrote to me a...Read More




An Illinois Residential Mortgage Licensee - Equal Housing Lender


Chicago Bancorp 300 N Elizabeth Street Floor 3E Chicago, IL 60607
Phone: Cell: Fax:

Contact Us | What is CMPS®? | Testimonials | Best Time to Buy | Home | Loan Application | Loan Application Info | Mortgage Calculators | Customer Login | 9 Steps to Ownership | How to Sell Your Home | Home Price Index | Jim's Daily Blog | Win $1000 | Chicago Experts

As Seen On MortgageLoan.com

Copyright © 2010 Chicago Bancorp
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map